Appraisal services for Barrington and Bristol County homeowners

Check out the top 7 reasons why RI homeowners need Kenneth R. Bush Associates:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Bristol county's assessment of your propertyworth
  3. Remove PMI to reduce their mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a RI divorce, where real estate needs to be divided
  7. Settle an estate in RI by determining the true market value of property in question

Need help deciding the value of your home in or near Barrington, RI?
Contact Kenneth R. Bush Associates.

We at Kenneth R. Bush Associates understand the unique needs of a homeowner looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value assessment than yours.

Appraisals to remove PMI

A popular way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping customers just like you abolish unnecessary PMI insurance.

Challenging Bristol county's assessment of your property

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal from Kenneth R. Bush Associates is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. Not only can this be difficult from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Kenneth R. Bush Associates can help you reinstate your home equity line of credit with efficient appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for verity? In a field review we'll go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Kenneth R. Bush Associates can help with that too. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.